Professional regulations.

Ayvens is an authorized French financial holding company supervised by the Autorité de Contrôle Prudentiel et de Résolution, (“ACPR”: 4 place de Budapest CS 92459 75436 Paris Cedex 09), controlled by the Autorité des Marchés Financiers (“AMF”) and under the prudential supervision of the European Central Bank (ECB).

Content of this website.

Ayvens shall make its best efforts to ensure that the information displayed on this website is accurate and up-to-date. Ayvens reserves its right to amend the content of this website at any time, without prior notice. However, Ayvens is not able to guarantee that the information herein is complete or that it will not be modified by a third party (malware). Ayvens shall not be held liable for any difficulty or impossibility to access the website due to an internet connection problem.

Ayvens shall not be held liable for any indirect consequential loss or damage, including, but not limited to: any damage or loss arising from any transaction carried out on the basis of the information herein, any loss of profit, loss of business, or any other loss arising from a service interruption due to an internet connection problem.

Further, Ayvens shall not be held liable neither for the results of any factor beyond their control nor for any eventual loss or damage to the technical environment of the website users, including, but not limited to, hardware, software, or any other equipment used to access this website or use the services and/or the information herein.

Information about financial instruments.

The potential information or material about financial instruments on this website are provided for general information purposes only and should not be construed as a solicitation or an offer to buy or sell any financial instruments, or any substitute for any form of advice or recommendation with respect to such financial instruments.

Ayvens accepts no liability for losses or damages which may be directly or indirectly sustained by any visitor to the website or other person who obtains access to the material on the website. Any person wishing to obtain information about Ayvens products or services is requested to contact Ayvens to obtain the regulatory information document (where applicable), and any other relevant information on the availability, terms and conditions, and prices.

Warning for non-resident persons (non-resident in France).

The access to the information and products on this website could be subject to restriction for certain persons or countries other than France. None of the services and products target persons from countries which prohibit those services and products: Each person interested by subscribing products/services should assess with his/her own advisor whether his/her legal and fiscal status allows it.

Intellectual Property

This entire website is governed by French and international legislation on copyright, trademark and database law and intellectual property in general, both as they are applicable to its form (editorial choices, layout, topics, means for accessing data, display, etc.), and to its content (text, images, etc.). Any reproduction, representation, diffusion or re-diffusion, in whole or in part, of the contents of this website on any medium or by any means whatsoever (including, but not limited to, caching, framing), as well as any sale, resale, retransmission or any other act tending to make such contents available to any third party in any manner whatsoever shall be prohibited, except preliminary written authorization of the publication manager. Failure to comply with these restrictions shall constitute a forgery engaging the civil and criminal liability of the forger.

Only the paper reproduction is authorized under conditions of a use in strictly personal purposes, a respect for the integrity of the reproduced documents, or in short quotation with clear and readable mention of the source, for example under the following form " Extracts from the site www.ayvens.com/en-gb/. All rights reserved Ayvens group. " The trademarks quoted on the site are protected: their reproduction or use is forbidden.

Hypertext links: Ayvens shall not be liable for the hypertext links towards other websites, and particularly for the contents of the linked websites.

Ayvens shall not be liable for the hypertext links towards this website.

Personal data

During a visit to the website, Ayvens may process your personal data, according to the Privacy Statement and Cookie Policy, through notably forms, contact page, and other ways to collect personal data.

The personal data are processed by automated means, with your consent or if the processing is based on your consent, the performance of a contract, the legitimate interests pursued by Ayvens, and/or the compliance with a legal obligation to which Ayvens is subject.

You will find the information relating to this processing concerning your navigation data, as appropriate:

• in the Cookie policy. • in the data privacy statement. • in the information notices present in the forms and contact pages.

You are entitled to access to your personal data, to obtain rectification and erasure, a right to restriction of processing, a right to object as well as a right to data portability, in the conditions defined by the applicable regulations, from the following email address: dpo.ald@aldautomotive.com

You have the right to lodge a complaint with the Commission Nationale Informatique et Liberté (CNIL), the supervisory authority in charge of compliance with obligations regarding personal data.

Safety

This website is protected by a high level of technical security, and it is under permanent monitoring. The algorithms and mechanisms, used to protect your communications with Ayvens and the information that pertains you, comply with the French regulations in effect.

Indemnification

You shall indemnify and hold Ayvens and any of its subsidiaries and affiliated companies (“Affiliates”) harmless from and against any claim by a third party on demand from all losses, costs, actions, proceedings, claims, damages, expenses (including reasonable legal costs and expenses), or liabilities, whatsoever suffered or incurred directly or indirectly by Ayvens as a result of from access to and use of the Site or your breach or non-observance of these Terms.

Suspension and termination of access and use of this website.

Ayvens may suspend the access to and use of this website (i) for repair and maintenance work and (ii) in order to update and/or change the Content from time to time and (iii) in the event that we believe that you or anyone to whom you disclose your password are or may be in breach of these Terms.

Ayvens may terminate the access to and the use of this website if Ayvens ceases to offer the website for any reason whatsoever.

Ayvens shall use reasonable endeavours in order to inform you as soon as possible and to give you the reason of termination. In such an event, you shall still have the right to contact the webmaster. In all cases, you shall not be entitled to any indemnification or financial compensation for any reason whatsoever.

General

Governing Law and Jurisdiction – This website is governed by and construed in accordance with the laws of France and you hereby submit to the exclusive jurisdiction of the French court of Nanterre, with the understanding that consumers using the Website can still rely on mandatory provisions protecting the consumer under the laws of his/her country of domicile and may bring disputes in connection with these Terms and Conditions to the competent court of his/her place of domicile.

Severability - These Terms are severable in that if any provision is determined to be illegal or unenforceable by any court of competent jurisdiction such provision shall be deemed to have been deleted without affecting the remaining provisions of these Terms.

Assignment - You undertake that you will not assign, re-sell, sub-lease or in any other way transfer your rights or obligations under these Terms. Contravention of this restriction in any way, whether successful or not, will result in the Services being terminated by Ayvens forthwith. Ayvens may assign these Terms in whole or in part to any third party at its discretion.

Entire Agreement - These Terms constitute the entire agreement of the parties with respect to the subject matter thereof and supersede any or all prior communications, understandings and agreements between the parties, whether oral, express or implied relating thereto.

No Waivers, Agreements or Representations - Our failure to act with respect to a breach by you or others does not waive our right to act with respect to that breach or subsequent similar or other breaches. Except as expressly and specifically contemplated in the Terms, no representations, statements, consents, waivers or other acts or omissions by Ayvens or any of its Affiliates shall be deemed legally binding on Ayvens or any of its Affiliates.